The Discover® Open Road Card, issued by Discover, is designed for those with very good credit who would like to earn cash rewards on gas and auto maintenance expenses.
Through the reward program, cardholders earn a full 2% Cashback Bonus automatically at any gas station and any restaurant. In addition, you'll earn a full 1% unlimited Cashback Bonus on all other purchases after your total annual purchases exceed $3,000, and other purchases that are part of your first $3,000 will earn .25%.
There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.
As an added bonus, cardholders can earn up to a double
Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners.
In addition to the rewards program, the card also provides several platinum benefits, including travel accident insurance, auto rental insurance, and various fraud and security protection services.
This card has an attractive 0% introductory APR on purchases for 6 months. There is also a 0% introductory APR on balance transfers for 12 months. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available.
Therefore, those who plan to use their
Cashback Bonus® award at participating retailers (to earn double cash rebates) and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® Open Road Card has to offer.
Most Attractive Feature(s):
No annual fee.
Least Attractive Feature(s):
Higher APR for less qualifying applicants.